Capital One Quicksilver
You Get: $200 + 1.5% Back
I Get: $150
Requirements: Sign up with referral and spend $500 within 3 months
Chex: NA
Expiration: None
My Experience
The bonus is super easy. No tricks necessary. Apply, spend $500 within 3 months, and earn $200 back. That’s like getting 40% back on all purchases up to $500! Plus, get 1.5% back on all purchases forever – all with no annual fees.
This probably isn’t the best personal credit card bonus out there, but it works if you want something easy with a low spending requirement. I like Capital One because (A) no annual fee means that I don’t have to worry about closing this account, (B) Capital One’s customer service is top notch and (C) the card comes with a lot of perks like extended product warranties and periodic offers at retailers through their portal.
On the negative side, this will take a 5/24 slot, which could make it harder for you to be accepted for other cards in the near future. Some other cards, like the Wells Fargo Active Cash, come with 2% back.
Your friend thinks you’ll love a Capital One Quicksilver Rewards card. Earn unlimited 1.5% cash back on every purchase, every day. Plus a $200 Cash Bonus