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You Get: $20

I Get: $15

Requirements: Use my referral code and make a purchases totalling $50

Chex: No

Expiration: None

My Experience

This is easy, free money. There’s no Chex hit or anything like that. I signed up (I believe they ask for a Driver’s License), deposited $50 from a Plaid-linked account, and was immediately awarded $5. You get another $15 once you make purchases totalling $50 or more. They give you a virtual card so you can start making purchases immediately with Apple Pay. Note that you’re given rewards in points, which you can cash out to your account with a couple of clicks. Aside from the sign-up bonus, the card also comes with nice discounts on environmentally-friendly purchases (e.g., they occassionally give you a free subway ride), and 1% back on everything else.

Member Referral Future may from time to time launch a referral program with an opportunity to earn additional ClimatePoints for referring new members to Future*. The receipt and redemption of such promotional Rewards are subject to Future’s Rewards Program Terms and Conditions (please see here).

Future’s Referral Program is available to all Active Members. Active Future Members receive a unique referral link in the Future app with the opportunity to make referrals. The referred person receives an elevated $15 Welcome Bonus (credited in ClimatePoints) after meeting all of the following Eligibility Criteria:

click the unique referral link on their phone; download the Future app; receive approval for a FutureCard Visa Debit card; and, make purchases totaling at least $50 and those purchases settle. Money orders do not qualify as a purchase under these terms. The referred person may convert ClimatePoints into the equivalent in cashback and credit it to their available Future account balance once they have successfully funded their Future account with $10 or more via a Plaid-linked bank account.

The member making the referral will receive 1,500 ClimatePoints (equivalent to $15) towards their ClimatePoints balance as soon as the referred person meets all aforementioned Eligibility Criteria. Each month, the member making the referral may receive a maximum of five such referral bonuses.

Kindly be aware that the referral link must be clicked prior to downloading the app. This link will direct you to the app store where you can download the Future app. Failure to click the link beforehand will result in the referral bonus not being added.


This site may be outdated. Always check the terms and conditions on the bank's website. I may earn a referral bonus if you use my links.

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